Friday, October 14, 2005

Insurance Fraud?

A few weeks ago Joey and I were shooting the shit at Shur Fine (you like that alliteration?), when in walks Rugger. He started telling us about how he got this job at the new Geico building that just opened in Lockport. While we were on the subject, he told us how much money he saved by switching and advised us both to do the same. Except the amount I was paying Progressive was already less than what he was paying, so I didn't give it another thought.

Lo and behold, the bill came around last month and it was the usual $554 for 6 months. Instead of paying it all at once (I'm trying to stop using my credit card), I just payed for the first month. Today I got another bill from Progressive, and this time I was more reluctant. Money's tight these days, and if I could slim down my insurance payments by even $50 it would go a long way. So I hopped on geico.com and statefarm.com to shop around.

God damn you, Progressive! State Farm gave me a quote of around $400, and Geico wanted an amazing $300. I hate jumping on bandwagons, but I hate paying car insurance even more. I'll take that $250 and put it towards something more useful than... what is it you get with car insurance? Oh yeah, "peace of mind." Well stank you smelly much, but I worry a lot more about being broke than about who I have to deal with if I get in an accident.

If we rip them off it's called "fraud," but they rip us off every month. I implore anyone who reads this to click on the links and go through the online forms. It takes like 10 minutes and you might save yourself a load. Even check Progressive--just because they aren't cheapest for me doesn't mean they won't be for you.

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